Fractional CFO services.One person owns the whole function.
Most fractional CFO firms sell senior time inside a finance function that stays your problem. Spurwing takes the function itself: the books, the controls, the reporting, the model, the board pack, and the answers your investors get. Engagements run on a monthly retainer, sized by how deep the CFO is in the business.
Not CFO time.
CFO accountability.
Spurwing CFO is not a consultancy. A consultant advises and moves on. Spurwing owns the finance function: present at board meetings, accountable for the numbers, and there when decisions land at short notice. Engagements run on a monthly retainer. No hourly billing. No discount if you call more often. The monthly fee reflects how deep the CFO is in the business, not how many hours they logged. The mandate sizes below describe how much CFO involvement the business needs, not a menu of services.
A senior financial voice in the room before decisions are made, not after. The board gets independent CFO-level challenge. Capital decisions get tested before they are committed to. Financial risk gets reviewed by someone accountable, not someone advising.
- Board attendance with senior financial challenge
- Capital and investment decisions reviewed before commitment
- Risk picked up and escalated when it matters
The business runs with a CFO inside it. Month-end closes on time. The board pack reflects reality. Cash is visible, not a surprise. Investors get answers they trust. What the business can afford to hire is clear because someone has actually modelled it. Fewer decisions made without the numbers to back them.
- Monthly close and board pack delivered on time, every time
- Cash flow visible and managed, not discovered after the fact
- Investor and lender queries answered with confidence
- Hiring decisions grounded in what the business can actually afford
For businesses where the financial stakes are higher and the pace is faster. Fundraising, restructuring, multi-entity consolidation: situations where having a CFO inside the business three or more days per week is the difference between a controlled process and a reactive one. The business works through complexity without the finance side losing its shape.
- Fundraising and capital events led from the CFO seat
- Multi-entity and multi-jurisdiction consolidation
- Restructuring run with financial rigour intact
Earlier-stage businesses
Not every business is ready for a full CFO mandate. Spurwing CFO offers four earlier-stage mandates for pre-seed through Series B+ companies, each with fixed scope, fixed pricing, and the same ownership standards as the core mandate work.
See the earlier-stage mandatesWhat sits inside the function.
The mandate is not a list of services with a CFO attached. It is one finance function, owned end to end. These are its parts. None of them is sold on its own, because a finance function taken apart is the problem Spurwing exists to remove.
- Spurwing CFOBoard and investor engagement, cash and capital oversight, pricing and the commercial calls. The anchor. Everything else sits inside it.
- Spurwing AccountingThe day-to-day running of the function. Books kept properly, controls that work, month-end that closes on time and reconciles.
- Spurwing FinancialsIFRS and IFRS for SMEs financial statements. Audit-ready and investor-grade, prepared under CFO oversight.
- Spurwing PeoplePayroll, employer cost visibility, and how people cost shows up in the numbers.
- Spurwing ITThe infrastructure the finance systems run on: connected, secure, and not an IT helpdesk.
- Spurwing ESGInvestor and fund-ready ESG reporting, CFO-led, where investors require it.
- International expansionBoth halves of a second or third country: the selling in market, and the finance function behind it held as one thing across every jurisdiction.
- Change managementA capital event, restructure or system migration only works if the people side of the business moves with it. Decision rights, adoption discipline, and the communications that make the plan stick.
Every one of these is a component of the function Spurwing owns. None is sold on its own, and none is a line item you can remove to reduce the fee. The mandate size changes how deep the CFO goes, not which parts of the function are covered.
Work that sits alongside the mandate.
These are separate engagements, not inclusions. A mandate client can add them. A business that does not need a CFO mandate can buy them on their own.
- Investor readiness Governance, data room, and the documentation a raise gets tested against.
- AP and AR operations Outsourced sub-ledger ownership, with the volume work automated.
- Operational policies Treasury, expense, approval matrices, and financial controls.
- HR policy and people operations Handbooks, contracts, and onboarding that hold up under scrutiny.
Common questions.
What does Spurwing actually do?
Spurwing owns your finance function. Not CFO hours bolted onto someone else's setup. One CFO accountable for how the numbers fit together, how the controls work, what the board gets told, and what decisions come out the other side.
How is this different from hiring a fractional CFO?
Most fractional CFO firms sell senior time within a finance function that remains someone else's responsibility. Spurwing takes responsibility for the function itself: the design, the reporting, the people, and the standards that hold it together.
Who is Spurwing for?
Founder-led and investment-backed businesses making CFO-level decisions before a full-time CFO hire is commercially justified. Typically businesses navigating capital events, growth, or the gap between an accountant and a board-ready finance function.
How does an engagement start?
A scoping conversation. From there, the mandate reflects the complexity of the business and the depth of ownership the stage requires.
What does a mandate cost?
Mandate pricing follows a scoping conversation, not a rate card. The monthly retainer reflects how deep the CFO is in the business, how complex the finance side is, and what the board and investors expect of it. Businesses at an earlier stage can see fixed monthly pricing on the earlier-stage mandates page.
Does Spurwing do tax?
No. Spurwing does not provide tax advisory or compliance services. Where tax work is required, Spurwing coordinates with appropriately qualified tax specialists in the relevant jurisdiction.
Talk through the mandate that fits.
The right mandate size depends on the complexity of the business and what the board needs to see. A scoping conversation is how that gets established.
Discuss your situation